No photos available
ActiveGATEDPOOL HOMEWATERFRONTNO CDD
Virtual Tour
$7,900,000
$2,267/sqft9% reduced
HOA: $6,200/an + $4,302/anTaxes: $28,036/yr273d on market

Bay Isles

560 HARBOR COVE CIR, LONGBOAT KEY, FL, 34228

View all homes for sale in Bay Isles
3 Beds|4 Baths|3,485 Sq Ft|Built 1981|2 Car Garage

Key Features

Private PoolWaterfrontWater View
0 Views 0 Saved

💡 Price recently reduced — this could be a great opportunity to negotiate.

Waterfront & Dock
Waterfront
Intracoastal Waterway
Water Frontage
0 ft
Water Body
SARASOTA BAY
Dock
Yes
Description
Dock - Composite, Dock W/electric, Dock W/water Supply, Lift
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

Schedule a Tour

Scheduling is free, cancel anytime.

Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 9% ($800,000 off original)
  • 273+ days on market — seller may be motivated

Buyer Insights are informational only — always verify with your agent.

An exceedingly rare offering within the exclusive Bay Harbour enclave of Bay Isles on Longboat Key, this extraordinary peninsula estate delivers exceptional privacy, dramatic Sarasota Bay views, and direct boating access to both the Intracoastal Waterway and the Gulf of Mexico. Positioned at the end of a quiet cul-de-sac on a three-sided waterfront peninsula, the property features two private docks with water and electric, including one with a 15,000-lb lift designed for easy access. The Gulf is reachable through the nearby jetty with drawbridge, with an additional route via the John Ringling Bridge. The seawall was newly capped in 2020, and the pier deck and boat lift controls were replaced in 2025, ensuring superior waterfront infrastructure. Extensively rebuilt and structurally engineered, the residence is warm, refined, and filled with natural light, capturing sweeping bay views from nearly every room. The chef-inspired kitchen showcases custom rare wood cabinetry, an extended breakfast bar, a three-sink layout, double dishwashers, Sub-Zero refrigerator, Wolf warming drawer, standalone ice maker, and beautifully finished wood ceilings. The living and dining areas feature a custom jazz club floor and open seamlessly to a wraparound screened lanai, fully reconstructed with multilayer waterproof construction, a rich teak ceiling, and an open-sky section ideal for coastal breezes and stargazing. Multiple seating and dining areas create effortless indoor-outdoor living with uninterrupted water views. Outdoors, the pool area offers a private retreat surrounded by tropical landscaping and expansive travertine decking designed for both relaxation and entertaining. A custom palm-terrace garden enhances the tranquil ambiance along the east side of the deck. All bathrooms have been fully remodeled with premium finishes, floor-to-ceiling tilework, and frosted glass shower doors. The primary suite features an elegant, spa-like bath designed with refined materials. Additional upgrades include hurricane-rated windows and doors, 5-ton A/C units installed in 2024 and 2025, all-new plumbing, electrical, and HVAC ductwork, a whole-house water purification system, a full security camera system, and extensive structural improvements completed under engineering oversight. Exterior enhancements include landscape lighting, a resurfaced epoxy garage floor with mini-split A/C, and cell-foam insulation for efficiency. Residents of Bay Isles enjoy private Gulf beach access at the Bay Isles Beach Club, offering tiki huts, restrooms, BBQ areas, and gathering spaces. The gated community provides 24/7 security, community pools, and miles of shaded sidewalks ideal for walking and cycling. With its unrivaled peninsula setting, exceptional boating amenities, unmatched privacy, and sweeping water views at every turn, this estate represents one of Longboat Key’s most remarkable waterfront opportunities—an extraordinary residence defined by craftsmanship, luxury, and coastal elegance.

Subdivision
BAY ISLES
County
Sarasota
Zip Code
34228
Community
Bay Isles

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
3,485 sqft
Construction
Stucco
Roof
Tile
Flooring
Tile, Travertine, Wood
Pool
Yes
HOA
$6,200 / Annually + $4,302 / Annually
  • Built-in Features
  • Ceiling Fans(s)
  • Crown Molding
  • Dry Bar
  • Eat-in Kitchen
  • Kitchen/family Room Combo
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Solid Wood Cabinets
  • Stone Counters
  • Thermostat
  • Walk-in Closet(s)
  • Wet Bar
  • Window Treatments
  • Balcony
  • French Doors
  • Other
  • Outdoor Shower
  • Rain Gutters
  • Sliding Doors
  • Built-in Oven
  • Convection Oven
  • Cooktop
  • Dishwasher
  • Disposal
  • Dryer
  • Exhaust Fan
  • Freezer
  • Ice Maker
  • Microwave
  • Other
  • Range Hood
  • Refrigerator
  • Washer
  • Water Filtration System
  • Water Purifier
  • Wine Refrigerator
  • Laundry Room
  • Covered
  • Deck
  • Patio
  • Rear Porch
  • Screened
  • Wrap Around
  • Cul-de-sac
  • Near Marina
  • Bb/hs Internet Available
  • Cable Connected
  • Electricity Connected
  • Phone Available
  • Public
  • Sewer Connected
  • Underground Utilities
  • Water Connected
  • Association Recreation - Owned
  • Buyer Approval Required
  • Deed Restrictions
  • Gated Community - Guard
  • Park
  • Pool
  • Sidewalks
  • Special Community Restrictions
  • Tennis Court(s)
  • Gulf/ocean Front
  • Waterfront
  • Gated
  • Pool
  • Storage
  • Trail(s)
  • Guard - 24 Hour
  • Pool
  • Maintenance Grounds
  • Management
  • Private Road
  • Recreational Facilities
  • Security
Bedrooms
3
Bathrooms
4
Year Built
1981
Construction
Stucco
Flooring
Tile, Travertine, Wood
Roof
Tile
Garage Spaces
2
Cooling
Central Air, Humidity Control, Mini-split Unit(s), Zoned
Heating
Central, Electric
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
0.41 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2024
Annual Tax Amount
$28,036

Association Fees

  • HOA Fee

    Michael Taylor - Bay Isles Harbor HOA

    $6,200/ Annually

  • HOA Fee 2

    Bay Isles Master Association

    $4,302/ Annually

Down Payment20% — $1,580,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$39,947
HOA Fee
$517
Est. Property Tax
$2,336
Est. Insurance
$2,633
Total Est. Monthly Cost$45,433

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

Homes Like This in Bay Isles