Elementary
$404,900
$133/sqft2% reduced
HOA: $294/qu|CDD: $870/yr|Taxes: $8,151/yr|78d on market
4 Beds|3 Baths|3,038 Sq Ft|Built 2006|3 Car Garage
Key Features
3-Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.
C2C
Coast 2 Coast Home Realty
Licensed Florida Realtors
4.9· 214 reviews
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Buyer Insights
Here's what we know about this listing.
Why this home stands out
- Price reduced 2% ($10,000 off original)
- 78 days on market
- Updated today
Buyer Insights are informational only — always verify with your agent.
Located in the gated Mira Lago West section of Ruskin, this 4 bedroom, 3 full bath home offers 3,038 sqft, a 3 car garage, and a seller credit of up to $17,208 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown when using Seller’s preferred lender. The flexible floor plan includes an upstairs loft and a split-bedroom layout, with the primary suite privately positioned at the rear of the home and three secondary bedrooms on the opposite side.The kitchen has granite counters, wood cabinets, an island, breakfast bar, and pantry, opening to the family room and covered patio. A separate living and dining area, breakfast nook, and inside laundry room add more usable space on the first floor. The primary suite includes two walk-in closets, dual sinks, a garden tub, and a separate tiled shower. Tile and LVP flooring run throughout with no carpet. 2026 updates include two new A/C systems, fresh interior paint, new LED lighting, new bathroom fixtures and faucets, new smoke detectors, refreshed landscaping with irrigation, with roof replacement and exterior paint planned pending HOA approval. Out back, the covered patio and vinyl fenced yard offer private outdoor space, with I-75, E.G. Simmons Park, Little Harbor, shopping, dining, and Gulf Coast recreation nearby. Incentive is subject to lender approval, loan program restrictions, and terms outlined in the executed contract.
- City
- RUSKIN
- Subdivision
- MIRA LAGO WEST PH 2B
- County
- Hillsborough
- Zip Code
- 33570
- Community
- MIRA LAGO WEST PH 2B
School Report Card
Source: FL Dept. of Education
ABCDF
Middle
High
Neighborhood
Map unavailable
- Type
- Single Family Residence
- Living Area
- 3,038 sqft
- Construction
- Block, Stucco
- Roof
- Shingle
- Flooring
- Laminate, Tile
- Pool
- No
- HOA
- $294 / Quarterly
- Thermostat
- Sidewalk
- Microwave
- Range
- Inside
- Cable Available
- Electricity Connected
- Bedrooms
- 4
- Bathrooms
- 3
- Year Built
- 2006
- Construction
- Block, Stucco
- Flooring
- Laminate, Tile
- Roof
- Shingle
- Garage Spaces
- 3
- Cooling
- Central Air
- Heating
- Central
- Waterfront
- No
- Pet Restrictions
- Yes
- Lot Size
- 0.14 acres
- Senior Community
- No
- Building Elevator
- —
- Pet Size
- —
- # of Pets
- —
- Max Pet Weight
- —
- Tax Year
- 2025
- Annual Tax Amount
- $8,151
Association Fees
HOA Fee
Mira Lago West /Excelsior Community Management LLC
$294/ Quarterly
CDD Fee
$870/ Annually
Down Payment20% — $80,980
Interest Rate6.50%
Loan Term
- Est. Mortgage
- $2,047
- HOA Fee
- $98
- Est. Property Tax
- $679
- Est. Insurance
- $135
Total Est. Monthly Cost$2,960
* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.