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$319,000
$192/sqft8% reduced
HOA: $695/moCDD: $724/yrTaxes: $5,440/yr227d on market

Captains Court

2905 CAPTAINS CT #0, PALMETTO, FL, 34221

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3 Beds|2 Baths|1,659 Sq Ft|Built 2001|2 Car Garage

Key Features

Golf CommunitySingle Story
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Golf Course
Feature
Near Golf Course
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 8% ($26,000 off original)
  • 227+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

**Experience the best of Florida living in this spacious 3-bedroom, 2-bathroom condo located in the desirable gated waterfront golf community of Terra Ceia Bay Golf & Country Club.** Nestled on a quiet cul-de-sac, this well-maintained home offers a peaceful setting with an inviting open floor plan, vaulted ceilings, and beautiful ceramic tile flooring throughout the main living areas. The thoughtfully designed kitchen features a breakfast bar and opens seamlessly to the dining and living spaces, creating the perfect flow for everyday living and entertaining. Enjoy your morning coffee or unwind at the end of the day in the relaxing Florida room, where you can take in the tranquil surroundings, lush landscaping, and refreshing coastal breezes. This **turnkey furnished** residence includes a private **2-car garage** and a **new roof installed in 2023**, providing added peace of mind. The monthly association fee offers exceptional value, including **high-speed internet, cable, landscaping, and exterior building maintenance**, making homeownership simple and worry-free. Enjoy the resort-style lifestyle that Terra Ceia Bay has to offer, with access to golf, tennis, pickleball, fitness facilities, clubhouse activities, a heated community pool, and waterfront amenities. Whether you are seeking a seasonal retreat or a full-time Florida residence, this condo offers the perfect combination of comfort, convenience, and carefree coastal living in a vibrant waterfront golf community.

Subdivision
CAPTAINS COURT
County
Manatee
Zip Code
34221

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Condominium
Living Area
1,659 sqft
Construction
Block, Stucco
Roof
Shingle
Flooring
Carpet, Ceramic Tile
Pool
No
HOA
$695 / Monthly
  • Ceiling Fans(s)
  • High Ceilings
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Split Bedroom
  • Vaulted Ceiling(s)
  • Walk-in Closet(s)
  • Dishwasher
  • Dryer
  • Electric Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Electric Dryer Hookup
  • Laundry Closet
  • Washer Hookup
  • Near Golf Course
  • Bb/hs Internet Available
  • Cable Connected
  • Electricity Connected
  • Buyer Approval Required
  • Clubhouse
  • Gated Community - No Guard
  • Golf Carts Ok
  • Golf
  • Irrigation-reclaimed Water
  • No Truck/rv/motorcycle Parking
  • Pool
  • Restaurant
  • Tennis Court(s)
  • Bay/harbor Front
  • Fishing
  • Waterfront
  • Cable Tv
  • Common Area Taxes
  • Pool
  • Escrow Reserves Fund
  • Insurance
  • Internet
  • Maintenance Structure
  • Maintenance Grounds
  • Maintenance
  • Management
Bedrooms
3
Bathrooms
2
Year Built
2001
Construction
Block, Stucco
Flooring
Carpet, Ceramic Tile
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central, Electric
Waterfront
No
Pet Restrictions
Number Limit
Lot Size
0 acres
Senior Community
No
Building Elevator
Pet Size
Small (16-35 Lbs.)
# of Pets
1
Max Pet Weight
Tax Year
2024
Annual Tax Amount
$5,440

Association Fees

  • HOA Fee

    DELLCOR Management

    $695/ Monthly

  • CDD Fee

    $724/ Annually

Down Payment20% — $63,800
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,613
HOA Fee
$695
Est. Property Tax
$453
Est. Insurance
$106
Total Est. Monthly Cost$2,868

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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