ActivePOOL HOMEWATERFRONTNO CDD
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$749,400
$341/sqft
HOA: NoneTaxes: $10,184/yr8d on market

Punta Gorda Isles

2718 SAINT THOMAS DR, PUNTA GORDA, FL, 33950

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3 Beds|2 Baths|2,197 Sq Ft|Built 1985|2 Car Garage

Key Features

Private PoolCanal FrontWater ViewSingle Story
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Waterfront & Dock
Waterfront
Canal - Saltwater
Water Frontage
83 ft
Water Body
THOMAS CANAL
Dock
Yes
Dimensions
33'x7'
Description
Dock - Concrete, Dock - Open, Dock W/electric, Lift
Lift Capacity
10,000 lbs
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Fresh listing — 8 days on market
  • Updated 1 day ago

Buyer Insights are informational only — always verify with your agent.

SAILBOAT WATERFRONT LIVING IN HIGHLY SOUGHT-AFTER PUNTA GORDA ISLES, WITH APPROXIMATELY 3-MINUTE ACCESS TO CHARLOTTE HARBOR, PRIVATE POOL, CONCRETE DOCK WITH ELECTRIC AND 10,000-LB BOAT LIFT. There is something special about living where the water becomes part of everyday life. Begin your morning on the lanai with a glass of iced sweet tea as the canal quietly comes to life beyond the pool. When the mood strikes, lower the boat from your own backyard and within approximately thirteen minutes you can be out on Charlotte Harbor, with Southwest Florida’s incredible boating, sailing, fishing and Gulf waters waiting beyond. Thoughtfully renovated and filled with natural light, this 3-bedroom, 2-bath home with 2-car garage plus den/office/bonus room offers approximately 2,197 square feet of comfortable Florida living. The updated kitchen features quartz countertops, custom cabinetry, newer stainless-steel appliances and generous workspace, opening into bright living areas with luxury vinyl plank flooring and an easy flow for everyday living or entertaining. Both bathrooms have been beautifully updated, while fresh interior paint enhances the relaxed coastal feel throughout. Outside is where the laid-back Southwest Florida waterfront lifestyle truly takes over. The expansive screened lanai and sparkling private pool overlook approximately 83 feet of saltwater canal frontage, creating a wonderful setting for swimming, dining with friends, reading beside the water or simply doing absolutely nothing at all. For boaters, the concrete dock with electric and 10,000-lb lift puts the water literally in your backyard. With sailboat access and no fixed bridges standing between you and Charlotte Harbor, spontaneous days on the water become wonderfully easy. The property also benefits from PGI’s exceptional City-maintained concrete seawall program, an uncommon advantage that helps distinguish waterfront ownership in this beloved boating community. Major improvements include PEX plumbing in 2024, electrical updates in 2022, boat lift in 2021 and HVAC in 2019, per seller. Hurricane shutters are also in place. And although your own backyard may make it difficult to leave home, some of Punta Gorda’s most loved destinations are nearby. Fishermen’s Village, marinas, parks, live entertainment and historic downtown Punta Gorda are all within easy reach. Downtown’s award-winning restaurant scene has earned national recognition, making dinner out part of the Punta Gorda lifestyle rather than simply another night out. Among its standouts is The Perfect Caper, where Chef Jeanie Roland has earned multiple James Beard Foundation nominations and Florida Trend Golden Spoon awards—and even defeated Bobby Flay on Food Network. Nearby Ponce de Leon Park offers another beautiful way to enjoy Charlotte Harbor, with its boardwalk, fishing piers, harbor views and small man-made sugary-sand beach. Tucked into the mangroves at the park is the beloved Peace River Wildlife Center, where visitors can see rescued and non-releasable native Florida wildlife. Iced sweet tea on the lanai. A quick boat ride onto Charlotte Harbor. An afternoon floating in the pool. Dinner along Punta Gorda’s award-winning downtown restaurant scene. A quiet evening beside the water as the last light settles across the canal. This is the laid-back Southwest Florida waterfront lifestyle people dream about. It is time to stop dreaming and make your Southwest Florida sunshine days a reality.

County
Charlotte
Zip Code
33950

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,197 sqft
Construction
Concrete, Stucco
Roof
Tile
Flooring
Vinyl
Pool
Yes
HOA
None
  • Ceiling Fans(s)
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Split Bedroom
  • Walk-in Closet(s)
  • Hurricane Shutters
  • Dishwasher
  • Dryer
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Inside
  • Laundry Room
  • Covered
  • Rear Porch
  • Screened
  • Floodzone
  • Landscaped
  • Level
  • Paved
  • Bb/hs Internet Available
  • Cable Available
  • Electricity Connected
  • Phone Available
  • Sewer Connected
  • Deed Restrictions
Bedrooms
3
Bathrooms
2
Year Built
1985
Construction
Concrete, Stucco
Flooring
Vinyl
Roof
Tile
Garage Spaces
2
Cooling
Central Air
Heating
Central, Electric
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
0.22 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$10,184
No HOA fees on this listing.
Down Payment20% — $149,880
Interest Rate6.50%
Loan Term
Est. Mortgage
$3,789
HOA Fee
$0
Est. Property Tax
$849
Est. Insurance
$250
Total Est. Monthly Cost$4,888

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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