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$369,999
$162/sqft7% reduced
HOA: $50/moTaxes: $6,577/yr400d on market

South Haven

1038 KELLY FERN LOOP, RUSKIN, FL, 33570

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4 Beds|3 Baths|2,289 Sq Ft|Built 2022|2 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 7% ($29,901 off original)
  • 400+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Fresh, Stylish, and Move-In Ready in South Haven! Welcome to this beautifully built 2022 home that blends modern style with everyday comfort. The open-concept layout centers around a spacious kitchen featuring sleek 36" raised-panel cabinets, a walk-in pantry, and easy-care ceramic tile that flows throughout the main living areas—including the foyer, flex room, kitchen, family room, laundry, and bathrooms. Need peace of mind? Hurricane shutters are already in place. The generously sized primary suite is bathed in natural light and includes its own walk-in closet for added convenience. Upstairs, a flexible loft and bonus room give you plenty of options—whether you’re setting up a home office, gym, or playroom. Practical touches like under-stair storage, a guest bath with a separate vanity area, and roomy bedrooms (including one with a walk-in closet) make everyday living easy. Even better? The washer and dryer stay with the home. Step outside into your private fenced backyard—a great spot for cookouts, relaxing with friends, or letting pets roam freely. With an irrigation system already installed, keeping the landscaping lush is a breeze. South Haven offers great amenities like a tot lot and dog park, and it’s just minutes from E.G. Simmons Park and Little Harbor—perfect for fishing, boating, camping, or simply soaking in the Florida sunshine. Plus, you're just under 2 miles from the Amazon Fulfillment Center and within 15 minutes of all your daily essentials. Cal today to schedule your showing of this recently built gem before it's gone. Owner Financing Available.

City
RUSKIN
Subdivision
SOUTH HAVEN
County
Hillsborough
Zip Code
33570
Community
SOUTH HAVEN

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,289 sqft
Construction
Block, Cement Siding, Stucco
Roof
Shingle
Flooring
Carpet, Vinyl
Pool
No
HOA
$50 / Monthly
  • High Ceilings
  • Kitchen/family Room Combo
  • Living Room/dining Room Combo
  • Open Floorplan
  • Solid Surface Counters
  • Solid Wood Cabinets
  • Stone Counters
  • Thermostat
  • Walk-in Closet(s)
  • Lighting
  • Sidewalk
  • Dishwasher
  • Disposal
  • Electric Water Heater
  • Microwave
  • Range
  • Electric Dryer Hookup
  • Laundry Room
  • Washer Hookup
  • Bb/hs Internet Available
  • Cable Connected
  • Electricity Connected
  • Fire Hydrant
  • Phone Available
  • Public
  • Sewer Connected
  • Sprinkler Recycled
  • Underground Utilities
  • Water Connected
  • Street Lights
Bedrooms
4
Bathrooms
3
Year Built
2022
Construction
Block, Cement Siding, Stucco
Flooring
Carpet, Vinyl
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central, Electric
Waterfront
No
Pet Restrictions
Yes
Lot Size
0.21 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2024
Annual Tax Amount
$6,577

Association Fees

  • HOA Fee

    Lisa Coleman

    $50/ Monthly

Down Payment20% — $74,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,871
HOA Fee
$50
Est. Property Tax
$548
Est. Insurance
$123
Total Est. Monthly Cost$2,592

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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