North River Ranch

Model-home vibes… without the wait, the dust, or the design decisions. Welcome to 10116 Cross River Trail—an almost-new, 2025 Neal-built home in Wildleaf at North River Ranch that’s still under builder warranty and truly move-in ready. This 4-bedroom, 2.5-bath beauty is packed with upgrades that make it feel finished, polished, and way more “wow” than your average new build. Step inside to a light, bright interior with custom accent walls, board-and-batten detailing, and upgraded lighting and fans throughout—giving you that curated look buyers love (without spending your weekends at Home Depot). Bonus: no carpet on the first floor. The layout is a game-changer with two separate living areas—perfect for entertaining, movie nights, a playroom, or giving everyone their own space without feeling disconnected. The kitchen anchors it all with soft-close cabinetry, tons of storage, and gas cooking with gas appliances, flowing seamlessly into the main living area for easy everyday living and hosting. The primary suite is conveniently located on the first floor, offering privacy, a generous walk-in closet, and a setup that makes mornings feel calmer and more efficient. Out back, the screened lanai is already pre-plumbed for an outdoor kitchen—ready for your Florida lifestyle glow-up. Add the epoxied garage floor, and the “this one has it all” box is officially checked. Living in North River Ranch means next-level amenities: three amenity centers, including the brand-new Camp Creek. You’re also zoned for Barbara Harvey Elementary and the future middle school. And the cherry on top? An incredibly low HOA of just $108 per year. If you want like-new—without waiting months to build and then spending more money on upgrades—this is the one.

Est. Mortgage

$2,629

HOA Fee

$9

Est. Property Tax

$305

Est. Insurance

$173

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.