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$1,375,000
$949/sqft1% reduced
HOA: $4,791/quTaxes: $9,698/yr137d on market

Gulf & Bay Club

5740 MIDNIGHT PASS RD #104F, SARASOTA, FL, 34242

View all homes for sale in Gulf & Bay Club
2 Beds|2 Baths|1,449 Sq Ft|Built 1986
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 1% ($20,000 off original)
  • 137+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Incredible Gulf-front first-floor residence (10’ elevation) within the amenity-rich 32-acre campus of the Gulf & Bay community on Siesta Key. This 2-bedroom, 2-bath furnished condominium is ideally positioned in the highly desirable F Building and offers direct walk-out access to the beach with unobstructed views of 800 feet of private shoreline and the expansive Gulf of Mexico. Just steps from the sand, this exceptional location delivers the ultimate Gulf & Bay lifestyle—blending convenience, privacy, and breathtaking coastal scenery. This unit did not flood during recent storms. The remodeled kitchen features abundant cabinetry, a beverage cooler, and a comfortable eat-in area with a built-in desk. The primary suite captures beautiful Gulf views and includes a walk-in closet plus an additional wall closet. The en-suite bath has been tastefully remodeled with a frameless travertine shower, dual vanities, and a dedicated makeup area. The spacious guest bedroom offers two full Murphy beds, providing flexible sleeping accommodations. Additional highlights include a new A/C system (2025), 20" x 20" tile throughout the main living areas, and smooth ceilings—no popcorn. Gulf & Bay is truly one of the best resort complexes on Siesta key featuring: 2 clubhouses, 3 heated pools, pickleball courts, tennis courts (1 HarTru), well equipped fitness center, hot tub, multiple grill areas all leading out to World Famous, gorgeous Siesta Key Beach!

County
Sarasota
Zip Code
34242

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High
Type
Condominium
Living Area
1,449 sqft
Construction
Block, Stucco
Roof
Built-up
Flooring
Carpet, Tile
Pool
No
HOA
$4,791 / Quarterly
  • Ceiling Fans(s)
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Split Bedroom
  • Thermostat
  • Walk-in Closet(s)
  • Wet Bar
  • Lighting
  • Outdoor Grill
  • Sidewalk
  • Tennis Court(s)
  • Bar Fridge
  • Built-in Oven
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Inside
  • Laundry Room
  • Enclosed
  • Coastalconstruction Control Line
  • Near Public Transit
  • Private
  • Sidewalk
  • Street Dead-end
  • Cable Available
  • Electricity Connected
  • Public
  • Sewer Connected
  • Water Connected
  • Clubhouse
  • Community Mailbox
  • Fitness Center
  • Gated Community - Guard
  • Pool
  • Sidewalks
  • Tennis Court(s)
  • Fishing
  • Gulf/ocean Front
  • Waterfront
  • Clubhouse
  • Fitness Center
  • Gated
  • Laundry
  • Lobby Key Required
  • Pickleball Court(s)
  • Pool
  • Spa/hot Tub
  • Tennis Court(s)
  • Guard - 24 Hour
  • Pool
  • Escrow Reserves Fund
  • Insurance
  • Maintenance Structure
  • Maintenance Grounds
  • Pest Control
  • Security
  • Sewer
  • Trash
Bedrooms
2
Bathrooms
2
Year Built
1986
Construction
Block, Stucco
Flooring
Carpet, Tile
Roof
Built-up
Garage Spaces
0
Cooling
Central Air
Heating
Central
Waterfront
Yes
Pet Restrictions
No
Lot Size
0 acres
Senior Community
No
Building Elevator
Yes
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$9,698

Association Fees

  • HOA Fee

    $4,791/ Quarterly

Down Payment20% — $275,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$6,953
HOA Fee
$1,597
Est. Property Tax
$808
Est. Insurance
$458
Total Est. Monthly Cost$9,816

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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