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$469,900
$142/sqft10% reduced
HOA: $283/quCDD: $1,651/yrTaxes: $4,912/yr172d on market
5 Beds|3 Baths|3,308 Sq Ft|Built 2012|3 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Golf Course
Feature
Golf Carts Ok
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 10% ($50,000 off original)
  • 172+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Welcome to 521 Vista Ridge Drive in the gated community of Mira Lago in Ruskin — one of the largest and most spacious homes in the neighborhood, offering 3,308 square feet of beautifully upgraded living space with 5 bedrooms and 3 full bathrooms. Designed for both comfort and functionality, the main floor features formal living and dining rooms along with an open-concept kitchen complete with a center island, breakfast area, and expansive family room that is perfect for entertaining. A downstairs bedroom and full bathroom provide ideal space for guests or multigenerational living, and the interior laundry room adds everyday convenience. The oversized garage features a two-car garage door but can accommodate three vehicles with tandem parking, or provide additional space for storage, a home gym, golf cart, or workshop. One of the home’s most impressive features is the fully paid-off solar panel system that will be transferred to the new owner at closing — a tremendous long-term asset that keeps power bills exceptionally low for a home of this size. Upstairs, you’ll find the spacious primary suite along with three additional bedrooms, a versatile loft area, and a large bonus room ideal for a playroom, media room, or home theater, complete with a projection screen for movie nights. The entire second floor features beautiful wood flooring, enhancing both style and durability. Step outside to a full-length paver patio overlooking a private backyard with no rear neighbors and serene conservation views. The expansive yard offers plenty of room to add a pool. Additional upgrades include an irrigation system, water softener and filtration system, Ethernet wiring throughout, transferable security cameras if desired, metal hurricane shutters, a whole-home surge protector, two AC units, and a smart WiFi-enabled refrigerator. Residents of Mira Lago enjoy resort-style amenities including a community pool, playground, and park, all just minutes from I-75 with an easy commute to Tampa, St. Petersburg, and Sarasota. This is a rare opportunity to own one of the most expansive and upgraded homes in the community, offering space, efficiency, privacy, and convenience all in one exceptional property.

City
RUSKIN
County
Hillsborough
Zip Code
33570

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
3,308 sqft
Construction
Block, Stucco, Frame
Roof
Shingle
Flooring
Carpet, Ceramic Tile, Laminate
Pool
No
HOA
$283 / Quarterly
  • Ceiling Fans(s)
  • High Ceilings
  • Kitchen/family Room Combo
  • Living Room/dining Room Combo
  • Primarybedroom Upstairs
  • Solid Wood Cabinets
  • Split Bedroom
  • Stone Counters
  • Walk-in Closet(s)
  • Hurricane Shutters
  • Sliding Doors
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Water Filtration System
  • Water Softener
  • Electric Dryer Hookup
  • Laundry Room
  • Public
  • Clubhouse
  • Deed Restrictions
  • Fitness Center
  • Gated Community - No Guard
  • Golf Carts Ok
  • Park
  • Playground
  • Pool
  • Clubhouse
  • Golf Course
  • Park
  • Playground
  • Tennis Court(s)
  • Pool
  • Recreational Facilities
Bedrooms
5
Bathrooms
3
Year Built
2012
Construction
Block, Stucco, Frame
Flooring
Carpet, Ceramic Tile, Laminate
Roof
Shingle
Garage Spaces
3
Cooling
Central Air
Heating
Central, Electric
Waterfront
No
Pet Restrictions
Cats Ok, Dogs Ok
Lot Size
0.14 acres
Senior Community
No
Building Elevator
Pet Size
Extra Large (101+ Lbs.)
# of Pets
3
Max Pet Weight
200 lbs
Tax Year
2024
Annual Tax Amount
$4,912

Association Fees

  • HOA Fee

    Jennifer Robertson

    $283/ Quarterly

  • CDD Fee

    $1,651/ Annually

Down Payment20% — $93,980
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,376
HOA Fee
$94
Est. Property Tax
$409
Est. Insurance
$157
Total Est. Monthly Cost$3,036

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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