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$456,000
$163/sqft7% reduced
HOA: $145/anCDD: $3,625/yrTaxes: $12,409/yr154d on market
4 Beds|4 Baths|2,798 Sq Ft|Built 2021|3 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 7% ($33,000 off original)
  • 154+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Corner lot, three-car garage, tropical landscaping, and near-new condition — this Shell Cove home delivers the Florida lifestyle you’ve been looking for. Welcome to this immaculately maintained, move-in ready home located in the resort-style community of Shell Cove in Ruskin. Perfectly positioned on a spacious corner lot, this property offers privacy, curb appeal, and the feeling of your own private retreat. Inside, the home features 4 bedrooms, 3.5 bathrooms, and a well-designed, open layout that feels bright, spacious, and exceptionally cared for throughout. The three-car garage provides plenty of room for vehicles, storage, hobbies, or a home gym setup. Step outside and you’ll immediately notice the expansive, high-end tropical landscaping, creating a lush, resort-like setting. The fully fenced vinyl privacy fence surrounds the yard, offering both security and seclusion while enhancing the outdoor living experience. Located in the desirable Shell Cove community, residents enjoy resort-style amenities including a community pool, clubhouse, playgrounds, and scenic walking paths. The location offers convenient access to shopping, dining, waterfront parks, marinas, and easy access to I-75 for commuting to Tampa, Sarasota, and the surrounding South Shore area. If you’re looking for a near-new home that combines space, privacy, and true Florida living, this one is a must-see.

City
RUSKIN
Subdivision
SHELL COVE PH 2
County
Hillsborough
Zip Code
33570

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,798 sqft
Construction
Block, Stucco
Roof
Shingle
Flooring
Tile
Pool
No
HOA
$145 / Annually
  • Coffered Ceiling(s)
  • Eat-in Kitchen
  • High Ceilings
  • In Wall Pest System
  • Kitchen/family Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Solid Surface Counters
  • Solid Wood Cabinets
  • Split Bedroom
  • Stone Counters
  • Walk-in Closet(s)
  • Hurricane Shutters
  • Lighting
  • Sidewalk
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Exhaust Fan
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Inside
  • Laundry Room
  • Cable Connected
  • Electricity Connected
  • Sewer Connected
  • Underground Utilities
  • Playground
  • Pool
  • Street Lights
  • Clubhouse
  • Pool
  • Pool
Bedrooms
4
Bathrooms
4
Year Built
2021
Construction
Block, Stucco
Flooring
Tile
Roof
Shingle
Garage Spaces
3
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Waterfront
No
Pet Restrictions
No
Lot Size
0.18 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2024
Annual Tax Amount
$12,409

Association Fees

  • HOA Fee

    Beverly Papon

    $145/ Annually

  • CDD Fee

    $3,625/ Annually

Down Payment20% — $91,200
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,306
HOA Fee
$12
Est. Property Tax
$1,034
Est. Insurance
$152
Total Est. Monthly Cost$3,504

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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