ActiveNO CDD
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$410,000
$160/sqft4% reduced
HOA: $95/moTaxes: $7,733/yr160d on market
4 Beds|3 Baths|2,557 Sq Ft|Built 2021|3 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 4% ($15,900 off original)
  • 160+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Flood Insurance on this property is $815.00 and has the potential to be assumed. Welcome to your slice of Florida paradise in the highly sought-after Osprey Reserves community of Ruskin! This stunning 4-bedroom, 3-bathroom home beautifully blends modern comfort, thoughtful design, and peaceful Florida living. From the moment you step inside, you'll appreciate the bright, open-concept layout designed for effortless everyday living and entertaining. The spacious living and dining areas flow seamlessly together, creating the perfect setting for gatherings, celebrations, or relaxing evenings at home. The kitchen is a true standout, featuring sleek stainless-steel appliances, abundant cabinetry, and a generous breakfast bar—perfect for everything from morning coffee to hosting memorable dinner parties. The private owner's suite offers a peaceful retreat, complete with a spa-like en-suite bathroom featuring a separate shower and double vanity. The additional bedrooms are generously sized and provide plenty of flexibility for guests, a home office, gym, playroom, or whatever best fits your lifestyle. And the benefits continue! This home features solar power for impressively low electric bills, NO CDD fees, and a low monthly HOA, providing added savings and peace of mind. Step outside to your fully fenced backyard oasis, offering the perfect space for relaxing evenings, weekend BBQs, pets, entertaining, or simply enjoying the Florida sunshine in privacy. Situated above ground level, the Osprey Reserves community offers added peace of mind, and the property is not expected to flood during heavy rain. You'll also enjoy the community's quiet streets and peaceful atmosphere while remaining conveniently close to shopping, dining, entertainment, and major highways, making travel to Tampa and surrounding areas easy and convenient. This isn't just a house; it's an opportunity to enjoy the Florida lifestyle you've been waiting for!

City
RUSKIN
Subdivision
OSPREY RESERVE
County
Hillsborough
Zip Code
33570

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,557 sqft
Construction
Block
Roof
Shingle
Flooring
Carpet, Ceramic Tile
Pool
No
HOA
$95 / Monthly
  • Ceiling Fans(s)
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Split Bedroom
  • Thermostat
  • Walk-in Closet(s)
  • Hurricane Shutters
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Laundry Room
  • Patio
  • Cable Available
  • Electricity Available
  • Public
  • Street Lights
Bedrooms
4
Bathrooms
3
Year Built
2021
Construction
Block
Flooring
Carpet, Ceramic Tile
Roof
Shingle
Garage Spaces
3
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Yes
Lot Size
0.19 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2024
Annual Tax Amount
$7,733

Association Fees

  • HOA Fee

    Osprey Reserve Community Association

    $95/ Monthly

Down Payment20% — $82,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,073
HOA Fee
$95
Est. Property Tax
$644
Est. Insurance
$137
Total Est. Monthly Cost$2,949

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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