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$180,000
$184/sqft18% reduced
HOA: $762/moCDD: $443/yrTaxes: $3,835/yr261d on market

The Terra Ceia Club

2320 TERRA CEIA BAY BLVD #706, PALMETTO, FL, 34221

View all homes for sale in The Terra Ceia Club
2 Beds|2 Baths|978 Sq Ft|Built 1991
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Golf Course
Feature
Golf Carts Ok
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 18% ($40,000 off original)
  • 261+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

PRICE IMPROVEMENT TO $180,000! Beautifully updated and furnished 2-bedroom, 2-bath condo offering comfort, value, and a relaxed Florida lifestyle in Terra Ceia Bay Club. This light and bright residence has been nicely updated throughout, including NEW FLOORING, a refreshed kitchen, and both bathrooms featuring WHITE SHAKER CABINETRY and NEW COUNTERTOPS. The clean, modern finishes give the home an inviting, move-in-ready feel that stands out beautifully. The open and welcoming layout offers comfortable living and dining spaces, a furnished interior, and a bright Florida feel throughout. Enjoy views from both the balcony and front entry area, along with the benefit of living in a waterfront community with desirable amenities. Terra Ceia Bay Club offers a community pool, nature trail, fishing pier, clubhouse restaurant, and pay-to-play golf, allowing you to enjoy the lifestyle without a mandatory golf membership. Conveniently located near shopping, restaurants, medical facilities, marinas, downtown Bradenton, St. Petersburg, Sarasota, and area beaches, this updated condo is ideal as a full-time residence, seasonal retreat, or Florida getaway. With the PRICE IMPROVEMENT TO $180,000, this furnished and updated condo offers an excellent opportunity for buyers looking for value, convenience, and the Florida lifestyle in a well-established community.

County
Manatee
Zip Code
34221
Community
Terra Ceia

Neighborhood

Map unavailable

Type
Condominium
Living Area
978 sqft
Construction
Concrete, Stucco
Roof
Membrane
Flooring
Luxury Vinyl
Pool
No
HOA
$762 / Monthly
  • Built-in Features
  • Ceiling Fans(s)
  • Eat-in Kitchen
  • Elevator
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Solid Surface Counters
  • Solid Wood Cabinets
  • Split Bedroom
  • Stone Counters
  • Thermostat
  • Walk-in Closet(s)
  • Balcony
  • Outdoor Grill
  • Outdoor Shower
  • Private Mailbox
  • Sidewalk
  • Sliding Doors
  • Storage
  • Tennis Court(s)
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Freezer
  • Ice Maker
  • Microwave
  • Range
  • Range Hood
  • Refrigerator
  • Washer
  • Electric Dryer Hookup
  • Inside
  • Same Floor As Condo Unit
  • Washer Hookup
  • Covered
  • Rear Porch
  • Screened
  • Cleared
  • Landscaped
  • Private
  • Sidewalk
  • Paved
  • Bb/hs Internet Available
  • Cable Available
  • Cable Connected
  • Electricity Available
  • Electricity Connected
  • Fire Hydrant
  • Phone Available
  • Public
  • Sewer Available
  • Sewer Connected
  • Underground Utilities
  • Water Available
  • Water Connected
  • Buyer Approval Required
  • Community Mailbox
  • Deed Restrictions
  • Fitness Center
  • Gated Community - No Guard
  • Golf Carts Ok
  • Golf
  • Pool
  • Restaurant
  • Sidewalks
  • Tennis Court(s)
  • Street Lights
  • Dock
  • Fishing
  • Elevators
  • Fitness Center
  • Gated
  • Golf Course
  • Other
  • Pool
  • Spa/hot Tub
  • Storage
  • Tennis Court(s)
  • Cable Tv
  • Common Area Taxes
  • Pool
  • Escrow Reserves Fund
  • Maintenance Structure
  • Maintenance Grounds
  • Maintenance
  • Management
  • Pest Control
  • Private Road
  • Sewer
  • Trash
  • Water
  • Shed(s)
  • Storage
  • Tennis Court(s)
Bedrooms
2
Bathrooms
2
Year Built
1991
Construction
Concrete, Stucco
Flooring
Luxury Vinyl
Roof
Membrane
Garage Spaces
0
Cooling
Central Air
Heating
Central, Electric
Waterfront
No
Pet Restrictions
Yes
Lot Size
Senior Community
No
Building Elevator
Yes
Pet Size
Very Small (Under 15 Lbs.)
# of Pets
2
Max Pet Weight
15 lbs
Tax Year
2024
Annual Tax Amount
$3,835

Association Fees

  • HOA Fee

    Stacia Searcy

    $762/ Monthly

  • CDD Fee

    $443/ Annually

Down Payment20% — $36,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$910
HOA Fee
$762
Est. Property Tax
$320
Est. Insurance
$60
Total Est. Monthly Cost$2,052

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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